What is a credit score?
Your credit score is the same thing as your credit rating. As indicated above, it is a three-digit number that can indicate how lenders are likely to score you when they consider you for credit - and whether you have ‘good credit’ or ‘bad credit’, It's vital that you know your credit score. The highest credit score possible is 710 and the higher the number, the better.
How do I review my credit score?
There are many ways to raise your credit score if it is not as high as you would like. When you view your credit rating with Credit Confidential, you will also see reasons, suggested by our credit services provider, TransUnion International UK Limited, why it could be low. As for the best way to improve your credit score, that will depend on these reasons.
Why view your credit score?
Many lenders offer more than one interest rate and the best rates go to the people they see as the most creditworthy customers - in other words, the applicants with the best credit ratings. So it pays to know yours.