Credit Confidential

Average credit scores are 600. This is considered to be a fair or poor credit score and can result in a denied application or less attractive terms for a loan. Lenders use the credit score to assess whether a person is likely to borrow money. It is based on income, financial history, and age. A ... » Learn More about Is 600 a good credit score

Getting a high credit score can be challenging, especially if you don't have a great payment history or minimal credit history. There are many ways to improve credit scores. The first and most obvious step is to open up a new credit card and start building your repayment history. Although you won't ... » Learn More about How long does it take to get 800 credit score

Credit cards are a great way to build credit. It is important to use them responsibly and space them out. It will be much more difficult for creditors to predict your behaviour if you have no history of borrowing. Although it may be tempting to open multiple credit cards at once it is better to ... » Learn More about How do you build credit tips

Increasing your credit score is a process that requires consistent actions. If you've been putting off checking your credit score, you may have just discovered that you've gotten a lower score than you would have liked. However, there is no need to feel discouraged! There are steps you can take in ... » Learn More about How can I raise my credit score in 30 days